Banks Require 3.5 - 20 % Cash down Require Closing Costs Require home inspections ( Most States ) Require a good credit score Monthly Payment Based On Income Closing usually takes 45 - 90 days Must Pre-Qualify then Qualify for a loan ( Free but time consuming )
US 0 - 2% Cash down on average NO closing costs to owner We PAY home inspection NO credit check needed Monthly payment is affordable Usually closes within 30 - 45 days No Attorney Fees
$ 250.00 Fee upfront covers Home appraisal, Loan contract, Application and GOOD faith policy.